The advice and/or guidance contained within this site is subjected to the UK Regulatory regime and is therefore targeted at consumers based in the UK.

Please be aware of the following risk warnings:

The past performance of an investment is not a guide to its future performance.

The value of investments, and any income from them, may go down as well as up and is not guaranteed. An investor may not get back the amount originally invested. Tax reliefs are those currently available and are subject to change.

If the funds you invest in hold securities in a currency other than sterling, exchange rate fluctuations may affect the value of your overall investment.

McQuistin Financial is an Appointed Representative of Sesame Ltd. which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

McQuistin Financial offer impartial, independent, investment advice.

Find the best investment plan for you and your family..

McQuistin Financial can offer impartial, independent advice covering all aspects of financial planning and investment.

Whatever your Investment plans, talk to McQuistin Financial today and let us help you find the right solutions for your circumstances and plans.

We can advise on...

Individual Savings Accounts - ISA's

With an ISA you can save up to £7,000 each year and not pay tax on the income you receive from it.

The ISA page provides information about the types of ISA you can have and how much you can save each tax year.

Types of ISA - Mini ISA, Maxi ISA

An ISA can be made up of an investment in cash, or stocks and shares or insurance. In each year you can invest in one Maxi ISA, which can include all of the above investment types, or you can have two Mini ISAs – one for cash and one for stocks and shares, which can both include insurance.

You cannot invest in both a Mini ISA and a Maxi ISA in the same tax year.

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Unit Trusts

A unit trust is an investment fund where groups of investors benefit from the greater security and better economies of scale than if they had invested individually in company shares.

A similar investment type OEIC (open ended investment company) is another, slightly different form of collective investment.

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Investment Bonds

Investment bonds are sold by life insurance companies. They let you invest in a selection of investment funds managed by professional investment managers.

They are usually designed to create long term capital growth, but can also be used to provide an income. Normally the minimum investment is in the region of £5,000 or £10,000. Each fund will hold a portfolio of investments, for example in shares or bonds, and the price of your units will normally rise or fall in line with the value of these investments.

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